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Meta Description : Master the 1324 betting system in baccarat. A smart way to protect your bankroll and ride short winning streaks without chasing losses.
With only three betting options—Player, Banker, or Tie—Baccarat is a favourite for both beginners and experienced gamblers. But even a simple game can benefit from smart strategy. One of the most popular betting systems is the 1324 strategy, which helps you manage your bankroll and minimise losses during short streaks.
What Is the 1324 Strategy?
The 1324 system is a low-risk betting strategy that uses a specific unit pattern: 1 – 3 – 2 – 4. Each number represents the betting units you should wager on each consecutive bet if you keep winning. The idea is to take advantage of short winning streaks while protecting your profits if the streak ends early.
The 1324 system is a positive progression strategy—you increase your bet only after a win and return to the start after a loss. This way, you protect profits and limit losses. It stacks up against other systems on https://www.baccarat.wiki/how-to-play/strategy, where tips for all skill levels are available.
Step-by-Step: How to Use the 1324 Strategy in Baccarat
Here’s how the 1324 system works in a real baccarat session. Let’s assume 1 unit equals $10.
| Bet Number | Bet Amount | If You Win | If You Lose |
| Bet 1 | $10 (1 unit) | Move to Bet 2 | Start over |
| Bet 2 | $30 (3 units) | Move to Bet 3 | Start over |
| Bet 3 | $20 (2 units) | Move to Bet 4 | Keep a $10 profit |
| Bet 4 | $40 (4 units) | Keep all winnings | Keep a $10 profit |
Let’s do it with a complete example:
- You start by betting $10. You lose $10 and begin anew if you lose.
- If you win, you go to the next level and bet $30. You’ve won $10 now and bet $30 to continue the process.
- Win again? Bet $20. Losing this one gives you a net profit of $10 from the last two wins, as total wins are $40 and total losses are $30.
- Victory in the last bet gives you an overall profit of $70 after four bets. If you lose the last bet, you still have a $10 net profit.
A complete winning streak (four in a row) brings a 7-unit profit—here, $70. That’s a fine profit considering your riskiest stake at any point was only 3 units.
This is a system in which your previous wins fund your risk in subsequent bets. You lose nothing even if you lose in the third or fourth bet. That is why some players like to use 1324 for short winning streaks.
Remember to return to 1 unit when you lose or reach the end of the 1-3-2-4 cycle. This system is elegant because it gives you a definite rhythm to play with at the table, removing emotion and guessing from the process.
This strategy is demonstrated in videos on Baccarat Wiki YouTube channel. The team analyses 1324 and other systems visually and simply.
Most Practices When Using the 1324 Strategy
To get the most out of this system, follow these tips:
- Stick to Banker or Player bets. These have the best odds. Avoid betting on a Tie.
- Set your unit size and don’t change it mid-game. If you start with $10, keep it consistent.
- Have a win goal and a stop-loss limit. For example, walk away after 3 complete wins or $100 profit.
- Use a scorecard or app to track bets. Staying organised helps prevent mistakes.
- Be aware of table limits. Don’t use this system at tables where the fourth bet might exceed the max.
If you want more quick tips, Baccarat Wiki’s Instagram account regularly shares visual guides and mini-strategy reminders to help you stay sharp between games.
Does the 1324 Strategy Guarantee Wins?
No, it doesn’t guarantee wins. Baccarat is still a game of chance, and luck plays the most significant role. The 1324 system won’t change the house edge but it helps you stay disciplined and protect your bankroll. Think of it as a tool to manage risk, not a way to beat the game.
The 1324 system is one of the best baccarat strategies for players who want structure, safety, and simplicity. It’s not about chasing big wins but about walking away with a small profit more often than not.
This strategy might be a great fit if you’re new to baccarat or tired of unpredictable losses. Try practising with free online baccarat games first to get comfortable. And always remember—play smart, stay disciplined, and enjoy the game.